Adviser Profile

Andrew (Andy) Carl Hills

Authorised Representative No. 273570

All Financial Services NSW Pty Limited

Corporate Authorised Representative No. 280477

Your Advisor

Profile

All Financial Services NSW Pty Limited (AFS NSW) services have been developed and refined to impact the changing needs of the marketplace. Our services are applied with a touch of common sense and practicality, with the focus being on meeting client needs, with a diverse range of services all under the one roof.

AFS NSW has developed a holistic approach to financial planning and risk management. Formed in its current form in 2004, AFS NSW offers a wide range of associated services at the one location. AFS NSW adopts a consultative process, focused on gathering information from our clients, to determine their short and long term goals.

Once our client’s objectives are understood, we develop a roadmap in partnership with our clients, to guide them successfully in achieving their goals. This winning formula has given AFS NSW market positioning that is envied by our competitors. AFS NSW employs 12 staff including CFP qualified Financial Advisers.

Andy has been individually authorised (Representative Number 273570) to provide financial product advice and deal in all of the below mentioned categories as a Director of All Financial Services NSW Pty Limited on behalf of Aon Hewitt Financial Advice Limited.

Experience

Now based in Sydney, Andy brings 19 years of local and friendly expertise as a financial planner in Sydney, Darwin and Queensland. He has considerable knowledge in the areas of life, income protection and disability insurances and can also offer specialist advice in superannuation, personal investment and all other areas of financial planning. Andy began his career as a life agent for Pearl Assurance in the UK and after immigrating to Australia took up an agency with Colonial and developed himself into a Financial Adviser. Andy has worked hard to build and maintain an established client base, and is dedicated to developing long-term customer relationships.

Qualifications

Diploma of Financial Planning - September 2002
Certified Financial Planner - March 2003
Qualification in Self Managed Superannuation Funds completed through Kaplan
Qualification in Foundation Tax completed through the Taxation Institute of Australia

Professional Memberships

Andy is a Certified Financial Planning Member of the Financial Planning Association of Australia and abides by their code of ethics. He is also a member of the Taxation Institute of Australia.

Contact Details

Physical address:

Level 2, 210 George Street, Sydney NSW 2000

Postal address:

PO Box H161, Australia Square NSW 1215

Phone:

02 9258 4000

Fax:

02 9258 4050

Email:

ahills@afsnsw.com.au

Website:

www.afsnsw.com.au

Authorisations

Andy Hills is authorised to provide financial product advice and deal in the following:

(i) deposit and payment products limited to:

basic deposit products;
deposit products other than basic deposit products:

(ii) life products including:

investment life insurance products as well as any products issued by a Registered Life Insurance Company that are backed by one or more of its statutory funds; and
life risk insurance products as well as any products issued by a Registered Life Insurance Company that are backed by one or more of its statutory funds;

(iii) interest in managed investment schemes including investor directed portfolio services;

(iv) retirement savings accounts (“RSA”) products (within the meaning of the Retirement Savings Account Act 1997); and

(v) superannuation; and

(vi) standard margin lending facility.

Fees and Charges

Initial consultation	Free of charge
Investment advice: Corporate	Fees will depend on Corporate Superannuation Fund to which you are a member due to the agreement to which your employer has entered into.
Investment advice: Individual AFS NSW Advantage clients	Amounts invested $0 to $200,000 $200,000 to $500,000 $500,000 to $1,000,000 $1,000,000 plus	Full service clients Up to 2.2% Up to 1.3% Up to 0.75% 0%
Investment advice: Individual Transaction only clients	Amounts invested $0 to $200,000 $200,000 to $500,000 $500,000 to $1,000,000 $1,000,000 plus	Transaction only clients Up to 4% Up to 2.2% Up to 1.1% 0%
Plan fees	Plan fees may be charged for advice not taken, unless prior arrangements have been made: Limited Statement of Advice (Risk only) - $330.00 Limited Statement of Advice (Risk/Super) - $550.00 Full Statement of Advice - $990.00
Ongoing service fee	0.88% - 1.4% per annum for the full service offering The minimum ongoing advice fee is $550. If a Client invests less than $65,000 they will be required to pay this flat dollar fee to receive the full ongoing service program. If the client is reluctant to pay this flat dollar fee, they can invest as a transaction only client.
Risk Advice	Aon Hewitt Financial Advice Limited may be entitled to receive commissions and other benefits, paid to them by the companies, upon the placement of policies. All Financial Services NSW Pty Limited will receive a percentage of these commissions and benefits.

The above is a guide only and full details of commissions and any other benefits will be disclosed upon recommendation of products. The above fees and charges are payable to All Financial Services NSW Pty Limited of which Andy is a Director and receive a salary.

Note: All fees and charges quoted are inclusive of GST.