Personal Insurance

At All Financial Services we believe that Personal Insurance (Risk Management) is the foundation of any Investment Strategy. Insuring our ability to earn an income and the implications of becoming disabled or even if the unthinkable occurs is something which we address with all our clients.

Life Cover: Life cover pays a lump sum if you die or suffer a terminal illness where death is likely to occur within 12 months. It is also known as Term Life Insurance.

Temporary and Permanent Disability (TPD): TPD insurance provides a payment in the event that you are unable to work in the job for which you are reasonably qualified by education, training, or experience.

Income Protection: Income protection insurance pays a proportion of your salary for a specified period of time should you be unable to work because of sickness or injury.

Trauma: Trauma Cover pays a lump sum if you suffer from a specified major disease or injury such as a heart attack, stroke, cancer or blindness. Cover is generally designed to help you cover medical and rehabilitation costs. See Keith’s story below.

For further information or to book an appointment:

Tel : 1300 237 679

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Keith’s story

In July 2007 at the age of 49 Keith, a self-employed chiropractor was diagnosed with a brain tumour. Keith was married with five children and, although he had some income protection insurance, he did have enough to protect his family fully. Keith’s wish is to raise awareness of the importance of having the right insurance in place.

This is essential viewing for both private individuals and business owners.